We create a team around you.
We know your needs are unique. That’s why we help you create an estate plan that reflects your wants and needs and helps secure the hard work you’ve accomplished on your financial plan.
We build a specialized team around you to ensure your wishes are honored and your loved ones aren’t burdened with making important decisions on your behalf.
As your fiduciary, we want to introduce you to the right professionals only when you need them the most. In addition to our financial advice, your team may include an estate planning attorney to help walk you through important legal options and to draft supporting documents. You also might work with a CPA to help review any tax implications of your estate.
Understanding key components of your plan.
WILLS AND TRUSTS
Ensures your assets will go to the right people, according to your wishes. Wills and trusts both help to accomplish this goal, but if either are not structured properly, they could lead you into probate court where time, money, and a lack of privacy become an issue.
When a will is executed, it becomes a matter of public record. Anyone can see who inherited your assets. A trust, on the other hand, is handled privately.
FINANCIAL POWER OF ATTORNEY
If you are no longer able to make financial decisions for yourself due to an illness or injury, this document places a trusted family member or friend in your place so that person can make necessary decisions for you.
HEALTH CARE POWER OF ATTORNEY
Sometimes called a living will or advanced directive, this allows you to pre-determine how your future medical care will be handled, including resuscitation, life support, and the use of certain medicines.
BENEFICIARY DESIGNATIONS
Certain insurance policies and investment accounts allow you to designate a beneficiary to receive your proceeds at your passing, avoiding probate and superseding your will or trust’s instructions in most cases.
CHARITABLE GIVING
You may want to leave a lasting legacy through a charity or cause you believe in. There are many ways to give to these causes while you are alive and even after you are gone. Most forms of giving provide tax benefits.